Cyclescheme: save money and spread the cost

Cyclescheme is the employee benefit that helps you cycle to work.
“You can never have too many bikes! It’s such a great option, whether you’re a keen cyclist or just need a commute to work. The scheme also allows you to buy cycle equipment and clothing. And there are tax benefits, with the monthly payments coming out of you wages before income tax is applied. I’d certainly recommend the service, which was definitely pain free and very quick.” - Emergency, Planning and Events Officer.
You get the new bike, e-bike and/or cycle accessories of your choice without paying a penny upfront. So, you can say goodbye to car and public transport commutes – and hello to a greener, healthier and happier way to travel.
Visit BHNExtras.co.uk to log in or create your free account and start your Cyclescheme request.
How does Cyclescheme work?
- visit a Cyclescheme partner store (instore or online) for advice and/or to build your bike package then make your application.
- once approved, access your certificate and redeem for your new bike and/or accessories.
- your hire agreement will start with tax-efficient, interest-free repayments taken from your salary.
- once all repayments are made – choose the ownership option that suits you.
Where can I shop?
You can shop with Cyclescheme in over 2,600 bike shops across the UK. This includes independent stores, national chains, online retailers and direct with brands. See the full list at: cyclescheme.co.uk/retailers.
“Within a couple of days I was given a code to pass on to the bike shop. This was then used to make the purchase in full and the following month payments started coming off my salary. I cycled to work for the first time this morning (03/03/26) and enjoyed every minute of it.” Business Support Administrator.
How much can I save?
Your exact saving depends on factors like your tax rate and the way your employer runs the scheme. Use the Cyclescheme calculator to see how much you could save.